💰 Why the Lowest Mortgage Rate Can Be the Most Expensive Loan 📉

Bill Rapp - Commercial & Residential Mortgage Broker

Published on: 21/02/2026

Why the Lowest Rate Is Often the Most Expensive Loan Most borrowers are trained to shop one number: the interest rate. But sophisticated borrowers and real estate investors understand something different: The lowest rate on paper can produce the highest total cost over the life of the loan.

Bill Rapp, Commercial Mortgage Broker

🏆 The #1 Trick to Get Lower Mortgage Rates Without Paying Points 💰📉

Bill Rapp - Commercial & Residential Mortgage Broker

Published on: 05/02/2026

🏆 The #1 Trick to Get Lower Mortgage Rates Without Paying Points Most borrowers assume there are only two ways to lower their mortgage rate: • Pay discount points • Wait for rates to drop That’s wrong.

Bill Rapp, Commercial Mortgage Broker